HOW IT WORKS

Clean up your past, track your present and change your future!

Did you know that the credit system is flawed? If you answered yes, then you are correct. Research shows that nearly 80% of all credit reports have errors that can lower your score. That is approximately 8 out of 10 people. Although this is true, you have rights and we know how to use the law to get you the results you desire. The law gives you the right to dispute and challenge any item on your credit reports. If those items cannot be substantiated then they must be removed from your credit reports. 

Check out our team's step by step process on how we can raise your credit scores. ⬇

Business Meeting
Image by Scott Graham
Consultation

STEP 1  CREDIT ANALYSIS

Exceeding Expectations

We will perform an in-depth analysis of your Equifax, Experian and TransUnion credit reports.


Your credit analysis will include 5 sections:

1. Credit Score Basics

2. Your Credit Scores and Summary

3. Analysis of Your Accounts

4. An Overview of Our Process

5. Your Part in the Process

STEP 2  PLAN OF ACTION

Satisfaction Guaranteed

One of our credit specialists will assist you in reviewing your full credit analysis report. Our team member will provide a variety of options to challenge the negative items on your report. 

Items we challenge include:

1. Past Delinquencies

2. Repossessions

3. Missed Payments

4. Charge-Offs

5. Bankruptcies

6. Foreclosures

STEP 3 CHALLENGE

Committed to Quality

Elite Financial Care will assist in the preparation of the appropriate documents to the credit bureaus and debt collection agencies. These documents will be specific to your individual credit information and need. 

During the process, Elite Financial Care will be there for you every step of the way and will closely monitor your credit and address additional issues should they arise. Additionally, we will provide you with the tools and knowledge to help you maintain your amazing credit long after our work is done.